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Crunch the numbers

Mortgage tools.

The extra calculators, bi-weekly savings, interest-only, paying it down faster, and refinancing. Rough estimates for planning; your lender confirms the real numbers.

Payment calculatorAffordabilityRent vs. buyNet proceedsToday's rates

Bi-weekly savings

Accelerated bi-weekly (half your monthly payment, every two weeks) shaves years and interest off your mortgage.

Assumes accelerated bi-weekly = (monthly payment รท 2) every 14 days.

Pay it off faster

Add a little to every monthly payment and see how much time and interest you save.

Interest-only vs. regular

See the monthly gap between an interest-only payment and a normal principal-and-interest payment.

Interest-only never reduces your balance, useful short-term, costly long-term.

Refinance break-even

Would refinancing pay off? See your monthly saving and how long to recoup the costs.

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