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How much home can you afford?

Based on your income, debts, and down payment, here's the mortgage and home price you're likely to qualify for, using standard Canadian lending ratios.

Your finances

Uses the common GDS (39%) and TDS (44%) affordability guidelines and assumes roughly $500/mo for property tax and heat. A lender's actual approval depends on credit, the stress test, and the property.

Home price you may afford
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The figures shown here are estimates for general guidance only, based on the details you enter and current market data. They are not financial, legal, tax, or appraisal advice, and your actual numbers will vary. Please confirm anything important with a qualified professional, your lender, lawyer, or accountant, before making a decision. We are glad to help you understand what it means for you.

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